Apartment Renters Insurance Coverage
When you are renting an apartment, you should check with your landlord if you are covered under his policy. Usually tenants will have to get their own apartment renters insurance coverage when they move into an apartment. It is important that you do make sure you have an insurance policy for your house, because if something was to happen you would otherwise lose everything.
The first thing you should do before getting renters insurance is to do an inventory of everything you have that is valuable. This would include any clothing items you may have, furniture, fixtures, electronic devices, or high value items. Remember that most home owner’s house insurance only covers the home itself and not the assets within your own. This is your responsibility to ensure that you have your own insurance in case something goes wrong.
Tags: additional insurance, apartment renters, comprehensive insurance, furniture fixtures, insurance companies, insurance coverage, insurance policy, own insurance, renters insurance, renting an apartmentRelated posts
All Texas Home Insurance is Not Created Equally
The other day, I spoke with a mortgage broker regarding getting his business and working with his clients. I explained the normal sales pitch. You know, my agency has great service, great policies, and great rates. You’ve heard it before. He told me that was okay, but he only cared about the great rates.
Face it, Texas home insurance has increased over the past few years. In a recent article published in the Dallas Morning News states that the followingThe National Association of Insurance Commissioners released Monday showed that the average annual premium in Texas for the most common homeowner policy was $1,409 a year, considerably more than the nationwide average of $804.
Tags: dallas morning news, dp policy, dwelling coverage, great policies, home owners policies, homeowner policy, medical payments, national association of insurance commissioners, personal contents, renter insurance